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Rent Gets Paid. Automatically.

Zero manual transfers. 100% on-time collection.

Smart contract technology handles rent collection, automates annual increases, and eliminates the back-and-forth of manual payments.

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100%

on-time collection

manual transfers

Auto

annual rent increase

The Problem

Manual Rent Collection Is Costing You

Late payments every month

Chasing tenants for rent is stressful and time-consuming. Late payments disrupt your cash flow and create unnecessary friction.

Manual bank transfers

Logging into your bank, entering details, confirming transfers — repeated every single month for every property.

Rent never keeps up with inflation

Annual rent increases require notices, negotiations, and manual updates. Most landlords skip it and lose thousands over time.

How It Works

Set It Up Once. Collect Forever.

Connect your tenancy

Link your existing Abitamo tenancy to the smart payments system in seconds.

Tenant authorises payment

Your tenant approves the recurring payment once — securely, via open-banking.

Rent is collected automatically

Every month, on the due date, rent is transferred directly to your account. No reminders, no chasing.

Annual increase applied automatically

You set the increase percentage once. The system applies it every year and notifies your tenant in advance.

What You Get

Built for Landlords Who Want Less Hassle

Guaranteed on-time payments

Rent is collected on the agreed date, every month — no delays, no excuses.

Zero manual work

Once set up, the system runs itself. No logins, no transfers, no reminders.

Automatic annual increase

Define your increase percentage once. It applies every year, automatically, with tenant notification built in.

Bank-level security

Open-banking technology — the same used by the world's leading fintech apps — keeps every transaction secure.

Payment notifications

Get instant alerts when rent is collected — and be notified immediately if anything needs your attention.

Automatic receipts

Every payment generates a digital receipt, stored in your dashboard for tax and reporting purposes.

Annual Rent Increase

Never Miss an Increase Again

Set your annual increase percentage once. Abitamo applies it automatically every year, notifies your tenant 30 days in advance, and updates the contract — all without you lifting a finger.

Tenant notified 30 days in advance
Contract updated automatically
Compliant with local rent regulations

Rent Increase Example

Current Rent

€1,200/mo

Annual Increase

Year 2

€1,236/mo

Year 3

€1,273/mo

Example values for illustration only. Actual increases depend on the rate you configure.

FAQ

Your Questions, Answered

A smart contract is an automated agreement that executes payment instructions when conditions are met — in this case, on the monthly rent due date. Abitamo uses open-banking technology to power this, so no cryptocurrency or blockchain knowledge is needed.

Your tenant authorises the recurring payment once through a secure open-banking flow. After that, everything is automatic. They receive notifications before each payment and can cancel the authorisation at any time with proper notice.

You set the increase percentage in your dashboard. Each year, Abitamo notifies your tenant 30 days before the new amount takes effect, updates the payment mandate, and stores the updated agreement in your dashboard.

If a payment cannot be collected — for example, due to insufficient funds — you will be notified immediately. You can then follow up with your tenant directly. We are exploring automatic retry and guarantor coverage as future features.

We are currently in development. Join the waitlist to be among the first landlords to access Smart Payments when it launches, and to help shape the feature with your feedback.

Be First to Access Smart Payments

Join the waitlist and we'll notify you as soon as Smart Payments launches. No spam — just one email when it's ready.

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